CC account value consistency

src/app/api/upload/route.ts

@@ -74,7 +74,13 @@ export async function POST(req: Request) {
     config = result.data
   }
 
-  const normalized = normalizeRows(allRows, accountId, config)
+  const rawNormalized = normalizeRows(allRows, accountId, config)
+
+  // Credit card CSVs have inverted sign semantics: CREDIT = charge, DEBIT = refund.
+  // Flip types so the rest of the app can treat DEBIT = spending universally.
+  const normalized = account.type === 'CREDIT_CARD'
+    ? rawNormalized.map((r) => ({ ...r, type: r.type === 'CREDIT' ? 'DEBIT' as const : 'CREDIT' as const }))
+    : rawNormalized
 
   // Apply budget auto-assign rules (first match wins)
   const budgetRules = await prisma.budgetRule.findMany({