From 7ccd64a7bb7774d83577d96ffa5f994bac0c39c4 Mon Sep 17 00:00:00 2001
From: jerick <jerick00201@gmail.com>
Date: Tue, 21 Apr 2026 08:25:16 -0400
Subject: [PATCH] CC account value consistency

---
 src/app/(app)/budgets/page.tsx   | 11 ++---------
 src/app/(app)/dashboard/page.tsx | 11 ++---------
 src/app/api/upload/route.ts      |  8 +++++++-
 3 files changed, 11 insertions(+), 19 deletions(-)

diff --git a/src/app/(app)/budgets/page.tsx b/src/app/(app)/budgets/page.tsx
index 129d20d..2de49f5 100644
--- a/src/app/(app)/budgets/page.tsx
+++ b/src/app/(app)/budgets/page.tsx
@@ -26,19 +26,12 @@ export default async function BudgetsPage({ searchParams }: { searchParams: Sear
       orderBy: { createdAt: 'asc' },
     }),
     prisma.$queryRaw<{ budgetId: string; total: bigint }[]>`
-      SELECT t."budgetId",
-        COALESCE(SUM(
-          CASE
-            WHEN a.type = 'CREDIT_CARD' AND t.type = 'CREDIT' THEN  t."amountCents"
-            WHEN a.type = 'CREDIT_CARD' AND t.type = 'DEBIT'   THEN -t."amountCents"
-            WHEN a.type = 'BANK'        AND t.type = 'DEBIT'   THEN  t."amountCents"
-            ELSE                                                     -t."amountCents"
-          END
-        ), 0)::bigint AS total
+      SELECT t."budgetId", COALESCE(SUM(t."amountCents"), 0)::bigint AS total
       FROM "Transaction" t
       JOIN "Account" a ON t."accountId" = a.id
       WHERE a."userId" = ${userId}
         AND t."budgetId" IS NOT NULL
+        AND t.type = 'DEBIT'
         AND t.date >= ${start}
         AND t.date <= ${end}
       GROUP BY t."budgetId"
diff --git a/src/app/(app)/dashboard/page.tsx b/src/app/(app)/dashboard/page.tsx
index 7c6681c..3c92947 100644
--- a/src/app/(app)/dashboard/page.tsx
+++ b/src/app/(app)/dashboard/page.tsx
@@ -41,19 +41,12 @@ export default async function DashboardPage({ searchParams }: { searchParams: Se
       orderBy: { name: 'asc' },
     }),
     prisma.$queryRaw<{ budgetId: string; total: bigint }[]>`
-      SELECT t."budgetId",
-        COALESCE(SUM(
-          CASE
-            WHEN a.type = 'CREDIT_CARD' AND t.type = 'CREDIT' THEN  t."amountCents"
-            WHEN a.type = 'CREDIT_CARD' AND t.type = 'DEBIT'   THEN -t."amountCents"
-            WHEN a.type = 'BANK'        AND t.type = 'DEBIT'   THEN  t."amountCents"
-            ELSE                                                     -t."amountCents"
-          END
-        ), 0)::bigint AS total
+      SELECT t."budgetId", COALESCE(SUM(t."amountCents"), 0)::bigint AS total
       FROM "Transaction" t
       JOIN "Account" a ON t."accountId" = a.id
       WHERE a."userId" = ${userId}
         AND t."budgetId" IS NOT NULL
+        AND t.type = 'DEBIT'
         AND t.date >= ${start}
         AND t.date <= ${end}
       GROUP BY t."budgetId"
diff --git a/src/app/api/upload/route.ts b/src/app/api/upload/route.ts
index 9e728ad..4908594 100644
--- a/src/app/api/upload/route.ts
+++ b/src/app/api/upload/route.ts
@@ -74,7 +74,13 @@ export async function POST(req: Request) {
     config = result.data
   }
 
-  const normalized = normalizeRows(allRows, accountId, config)
+  const rawNormalized = normalizeRows(allRows, accountId, config)
+
+  // Credit card CSVs have inverted sign semantics: CREDIT = charge, DEBIT = refund.
+  // Flip types so the rest of the app can treat DEBIT = spending universally.
+  const normalized = account.type === 'CREDIT_CARD'
+    ? rawNormalized.map((r) => ({ ...r, type: r.type === 'CREDIT' ? 'DEBIT' as const : 'CREDIT' as const }))
+    : rawNormalized
 
   // Apply budget auto-assign rules (first match wins)
   const budgetRules = await prisma.budgetRule.findMany({