Enforce positive=CREDIT for all BANK account uploads

Instead of relying on per-profile invertAmountSign settings, the upload
route now overrides invertAmountSign: true for any BANK account using
Strategy A. This ensures positive CSV amounts always map to CREDIT
(deposits) regardless of which bank or whether profile was auto-detected.
Credit card logic is unchanged.

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

README.md

@@ -26,14 +26,19 @@ Edit `.env`:
 - Change `POSTGRES_PASSWORD` to a strong password
 
 ```sh
-# 2. Build and start the stack
+# 2. Build the images
-docker compose up --build -d
+docker compose build
 
-# 3. First-run only: apply the schema and create your user
+# 3. Start the database
-docker compose exec app npx prisma db push
+docker compose up db -d
-docker compose exec app npx prisma db seed
 
-# 4. Open the app
+# 4. First-run only: apply the schema and create your user
+docker compose --profile setup run --rm setup
+
+# 5. Start the app
+docker compose up app -d
+
+# 6. Open the app
 open http://localhost:3000
 ```
 
@@ -65,8 +70,7 @@ docker compose down
 docker compose down -v
 
 # Re-seed after a wipe
-docker compose exec app npx prisma db push
+docker compose --profile setup run --rm setup
-docker compose exec app npx prisma db seed
 
 # Check health
 curl http://localhost:3000/api/health

docker-compose.yml

@@ -1,6 +1,7 @@
 services:
   db:
     image: postgres:16-alpine
+    restart: unless-stopped
     environment:
       POSTGRES_USER: ${POSTGRES_USER}
       POSTGRES_PASSWORD: ${POSTGRES_PASSWORD}
@@ -17,8 +18,9 @@ services:
 
   app:
     build: .
+    restart: unless-stopped
     ports:
-      - "127.0.0.1:3000:3000"
+      - "0.0.0.0:3000:3000"
     environment:
       DATABASE_URL: postgresql://${POSTGRES_USER}:${POSTGRES_PASSWORD}@db:5432/${POSTGRES_DB}
       NEXTAUTH_SECRET: ${NEXTAUTH_SECRET}
@@ -33,5 +35,23 @@ services:
       retries: 3
       start_period: 60s
 
+  # First-run setup: applies the schema and seeds the user.
+  # Uses the builder stage so all dev tools (prisma CLI, tsx, bcryptjs) are available.
+  # Run once with: docker compose --profile setup run --rm setup
+  setup:
+    build:
+      context: .
+      target: builder
+    command: sh -c "npx prisma db push && npx prisma db seed"
+    environment:
+      DATABASE_URL: postgresql://${POSTGRES_USER}:${POSTGRES_PASSWORD}@db:5432/${POSTGRES_DB}
+      SEED_EMAIL: ${SEED_EMAIL}
+      SEED_PASSWORD: ${SEED_PASSWORD}
+    depends_on:
+      db:
+        condition: service_healthy
+    profiles:
+      - setup
+
 volumes:
   postgres_data:

prisma.config.ts

@@ -7,6 +7,7 @@ export default defineConfig({
   schema: "prisma/schema.prisma",
   migrations: {
     path: "prisma/migrations",
+    seed: "tsx prisma/seed.ts",
   },
   datasource: {
     url: process.env["DATABASE_URL"],

prisma/schema.prisma

@@ -15,11 +15,14 @@ model User {
   updatedAt    DateTime     @updatedAt
   accounts      Account[]
   budgets       Budget[]
+  budgetRules   BudgetRule[]
+  transferRules TransferRule[]
 }
 
 enum AccountType {
   BANK
   CREDIT_CARD
+  INVESTMENT
 }
 
 model Account {
@@ -43,6 +46,7 @@ model Account {
 enum TransactionType {
   DEBIT
   CREDIT
+  TRANSFER
 }
 
 model Transaction {
@@ -59,11 +63,9 @@ model Transaction {
   type        TransactionType
   category    String?
   notes       String?
-  dedupeHash  String
   createdAt   DateTime        @default(now())
   updatedAt   DateTime        @updatedAt
 
-  @@unique([dedupeHash])
   @@index([accountId, date])
   @@index([date])
   @@index([budgetId])
@@ -80,6 +82,30 @@ model Budget {
   createdAt    DateTime      @default(now())
   updatedAt    DateTime      @updatedAt
   transactions Transaction[]
+  rules        BudgetRule[]
+
+  @@index([userId])
+}
+
+model BudgetRule {
+  id        String   @id @default(cuid())
+  userId    String
+  user      User     @relation(fields: [userId], references: [id], onDelete: Cascade)
+  budgetId  String
+  budget    Budget   @relation(fields: [budgetId], references: [id], onDelete: Cascade)
+  pattern   String
+  createdAt DateTime @default(now())
+
+  @@index([userId])
+  @@index([budgetId])
+}
+
+model TransferRule {
+  id        String   @id @default(cuid())
+  userId    String
+  user      User     @relation(fields: [userId], references: [id], onDelete: Cascade)
+  pattern   String
+  createdAt DateTime @default(now())
 
   @@index([userId])
 }
@@ -87,7 +113,7 @@ model Budget {
 model CsvUpload {
   id            String        @id @default(cuid())
   accountId     String
-  account       Account       @relation(fields: [accountId], references: [id])
+  account       Account       @relation(fields: [accountId], references: [id], onDelete: Cascade)
   fileName      String
   rowCount      Int
   importedCount Int

src/app/(app)/budgets/page.tsx

@@ -1,34 +1,55 @@
 import { auth } from '@/lib/auth'
 import { prisma } from '@/lib/prisma'
+import { monthBounds } from '@/lib/utils/dates'
 import { BudgetList } from '@/components/budgets/BudgetList'
+import { MonthYearPicker } from '@/components/dashboard/MonthYearPicker'
 
-export default async function BudgetsPage() {
+type SearchParams = Promise<Record<string, string | string[] | undefined>>
+
+export default async function BudgetsPage({ searchParams }: { searchParams: SearchParams }) {
   const session = await auth()
   if (!session?.user?.id) return null
 
-  const now = new Date()
+  const userId = session.user.id
-  const monthStart = new Date(now.getFullYear(), now.getMonth(), 1)
+  const sp = await searchParams
-  const monthEnd = new Date(now.getFullYear(), now.getMonth() + 1, 0, 23, 59, 59, 999)
+  const get = (k: string) => (Array.isArray(sp[k]) ? sp[k][0] : sp[k]) ?? ''
 
-  const [budgets, spendRows] = await Promise.all([
+  const now = new Date()
+  const month = Number(get('month')) || (now.getMonth() + 1)
+  const year = Number(get('year')) || now.getFullYear()
+  const selectedDate = new Date(year, month - 1, 1)
+  const { start, end } = monthBounds(selectedDate)
+
+  const [budgets, spendRows, rules] = await Promise.all([
     prisma.budget.findMany({
-      where: { userId: session.user.id },
+      where: { userId },
       orderBy: { createdAt: 'asc' },
     }),
     prisma.$queryRaw<{ budgetId: string; total: bigint }[]>`
-      SELECT t."budgetId", COALESCE(SUM(t."amountCents"), 0)::bigint AS total
+      SELECT t."budgetId",
+        COALESCE(SUM(CASE WHEN t.type = 'DEBIT' THEN t."amountCents" ELSE -t."amountCents" END), 0)::bigint AS total
       FROM "Transaction" t
       JOIN "Account" a ON t."accountId" = a.id
-      WHERE a."userId" = ${session.user.id}
+      WHERE a."userId" = ${userId}
         AND t."budgetId" IS NOT NULL
-        AND t.type = 'DEBIT'
+        AND t.date >= ${start}
-        AND t.date >= ${monthStart}
+        AND t.date <= ${end}
-        AND t.date <= ${monthEnd}
       GROUP BY t."budgetId"
     `,
+    prisma.budgetRule.findMany({
+      where: { userId },
+      orderBy: { createdAt: 'asc' },
+      select: { id: true, budgetId: true, pattern: true },
+    }),
   ])
 
   const spendMap = new Map(spendRows.map((r) => [r.budgetId, Number(r.total)]))
+  const rulesMap = new Map<string, { id: string; pattern: string }[]>()
+  for (const rule of rules) {
+    const existing = rulesMap.get(rule.budgetId) ?? []
+    existing.push({ id: rule.id, pattern: rule.pattern })
+    rulesMap.set(rule.budgetId, existing)
+  }
 
   const budgetsWithSpend = budgets.map((b) => ({
     id: b.id,
@@ -37,10 +58,15 @@ export default async function BudgetsPage() {
     color: b.color,
     isActive: b.isActive,
     spendCents: spendMap.get(b.id) ?? 0,
+    rules: rulesMap.get(b.id) ?? [],
   }))
 
   return (
-    <div className="p-6">
+    <div className="p-6 space-y-4">
+      <div className="flex items-center justify-between">
+        <h1 className="text-2xl font-bold">Budgets</h1>
+        <MonthYearPicker />
+      </div>
       <BudgetList budgets={budgetsWithSpend} />
     </div>
   )

src/app/(app)/dashboard/page.tsx

@@ -5,26 +5,34 @@ import { NetWorthCard } from '@/components/dashboard/NetWorthCard'
 import { CashFlowCard } from '@/components/dashboard/CashFlowCard'
 import { RecentTransactions } from '@/components/dashboard/RecentTransactions'
 import { BudgetSummary } from '@/components/dashboard/BudgetSummary'
+import { MonthYearPicker } from '@/components/dashboard/MonthYearPicker'
 
-export default async function DashboardPage() {
+type SearchParams = Promise<Record<string, string | string[] | undefined>>
+
+export default async function DashboardPage({ searchParams }: { searchParams: SearchParams }) {
   const session = await auth()
   if (!session?.user?.id) return null
 
   const userId = session.user.id
-  const { start, end } = monthBounds()
+  const sp = await searchParams
+  const get = (k: string) => (Array.isArray(sp[k]) ? sp[k][0] : sp[k]) ?? ''
 
-  const [accounts, cashFlowRows, budgets, spendRows, recentTx] = await Promise.all([
+  const now = new Date()
-    prisma.account.findMany({
+  const month = Number(get('month')) || (now.getMonth() + 1)
-      where: { userId, isActive: true },
+  const year = Number(get('year')) || now.getFullYear()
-      select: { id: true, name: true, type: true, currentBalanceCents: true },
+  const isCurrentMonth = month === (now.getMonth() + 1) && year === now.getFullYear()
-      orderBy: { name: 'asc' },
+
-    }),
+  const selectedDate = new Date(year, month - 1, 1)
+  const { start, end } = monthBounds(selectedDate)
+
+  const [cashFlowRows, budgets, spendRows, recentTx] = await Promise.all([
     prisma.$queryRaw<{ type: string; total: bigint }[]>`
       SELECT t.type, COALESCE(SUM(t."amountCents"), 0)::bigint AS total
       FROM "Transaction" t
       JOIN "Account" a ON t."accountId" = a.id
       WHERE a."userId" = ${userId}
         AND a.type = 'BANK'
+        AND t.type != 'TRANSFER'
         AND t.date >= ${start}
         AND t.date <= ${end}
       GROUP BY t.type
@@ -34,26 +42,56 @@ export default async function DashboardPage() {
       orderBy: { name: 'asc' },
     }),
     prisma.$queryRaw<{ budgetId: string; total: bigint }[]>`
-      SELECT t."budgetId", COALESCE(SUM(t."amountCents"), 0)::bigint AS total
+      SELECT t."budgetId",
+        COALESCE(SUM(CASE WHEN t.type = 'DEBIT' THEN t."amountCents" ELSE -t."amountCents" END), 0)::bigint AS total
       FROM "Transaction" t
       JOIN "Account" a ON t."accountId" = a.id
       WHERE a."userId" = ${userId}
         AND t."budgetId" IS NOT NULL
-        AND t.type = 'DEBIT'
         AND t.date >= ${start}
         AND t.date <= ${end}
       GROUP BY t."budgetId"
     `,
     prisma.transaction.findMany({
-      where: { account: { userId } },
+      where: {
+        account: { userId },
+        date: { gte: start, lte: end },
+      },
       include: { account: { select: { name: true } } },
       orderBy: { date: 'desc' },
       take: 5,
     }),
   ])
 
-  const bankAccounts = accounts.filter((a) => a.type === 'BANK')
+  // Net worth: live balances for current month, snapshots for past months
-  const netWorthCents = bankAccounts.reduce((s, a) => s + a.currentBalanceCents, 0)
+  let netWorthCents: number
+  let netWorthAccounts: { id: string; name: string; balanceCents: number }[]
+
+  if (isCurrentMonth) {
+    const accounts = await prisma.account.findMany({
+      where: { userId, isActive: true, type: { in: ['BANK', 'INVESTMENT'] } },
+      select: { id: true, name: true, currentBalanceCents: true },
+      orderBy: { name: 'asc' },
+    })
+    netWorthAccounts = accounts.map((a) => ({ id: a.id, name: a.name, balanceCents: a.currentBalanceCents }))
+    netWorthCents = netWorthAccounts.reduce((s, a) => s + a.balanceCents, 0)
+  } else {
+    const snapshots = await prisma.$queryRaw<{ accountId: string; name: string; balanceCents: bigint }[]>`
+      SELECT bs."accountId", a.name, bs."balanceCents"
+      FROM "BalanceSnapshot" bs
+      JOIN "Account" a ON bs."accountId" = a.id
+      WHERE a."userId" = ${userId}
+        AND a.type IN ('BANK', 'INVESTMENT')
+        AND bs.year = ${year}
+        AND bs.month = ${month}
+    `
+    netWorthAccounts = snapshots.map((s) => ({
+      id: s.accountId,
+      name: s.name,
+      balanceCents: Number(s.balanceCents),
+    }))
+    netWorthCents = netWorthAccounts.reduce((s, a) => s + a.balanceCents, 0)
+  }
 
   const cfMap = Object.fromEntries(cashFlowRows.map((r) => [r.type, Number(r.total)]))
   const creditsCents = cfMap['CREDIT'] ?? 0
@@ -80,15 +118,15 @@ export default async function DashboardPage() {
 
   return (
     <div className="p-6 space-y-6">
-      <div>
+      <div className="flex items-center justify-between">
         <h1 className="text-2xl font-bold">Dashboard</h1>
-        <p className="text-sm text-muted-foreground">{monthLabel()}</p>
+        <MonthYearPicker />
       </div>
 
       <div className="grid gap-4 sm:grid-cols-2">
-        <NetWorthCard netWorthCents={netWorthCents} bankAccounts={bankAccounts} />
+        <NetWorthCard netWorthCents={netWorthCents} bankAccounts={netWorthAccounts} />
         <CashFlowCard
-          monthLabel={monthLabel()}
+          monthLabel={monthLabel(selectedDate)}
           creditsCents={creditsCents}
           debitsCents={debitsCents}
           netCents={creditsCents - debitsCents}

src/app/(app)/transactions/page.tsx

@@ -3,6 +3,7 @@ import { prisma } from '@/lib/prisma'
 import { Prisma } from '@/generated/prisma/client'
 import { TransactionFilters } from '@/components/transactions/TransactionFilters'
 import { TransactionTable } from '@/components/transactions/TransactionTable'
+import { TransferRulesButton } from '@/components/transactions/TransferRulesButton'
 
 const PAGE_LIMIT = 50
 
@@ -35,7 +36,7 @@ export default async function TransactionsPage({ searchParams }: { searchParams:
     }),
   }
 
-  const [transactions, total, accounts, budgets] = await Promise.all([
+  const [transactions, total, accounts, budgets, transferRules] = await Promise.all([
     prisma.transaction.findMany({
       where,
       include: {
@@ -57,6 +58,11 @@ export default async function TransactionsPage({ searchParams }: { searchParams:
       select: { id: true, name: true, color: true },
       orderBy: { name: 'asc' },
     }),
+    prisma.transferRule.findMany({
+      where: { userId: session.user.id },
+      orderBy: { createdAt: 'asc' },
+      select: { id: true, pattern: true },
+    }),
   ])
 
   // Serialize dates for client components
@@ -69,7 +75,10 @@ export default async function TransactionsPage({ searchParams }: { searchParams:
 
   return (
     <div className="p-6">
-      <h1 className="text-2xl font-bold mb-4">Transactions</h1>
+      <div className="flex items-center justify-between mb-4">
+        <h1 className="text-2xl font-bold">Transactions</h1>
+        <TransferRulesButton rules={transferRules} />
+      </div>
       <TransactionFilters accounts={accounts} />
       <TransactionTable
         transactions={rows}

src/app/api/accounts/[id]/record-value/route.ts

@@ -0,0 +1,44 @@
+import { NextResponse } from 'next/server'
+import { z } from 'zod'
+import { auth } from '@/lib/auth'
+import { prisma } from '@/lib/prisma'
+
+const schema = z.object({
+  valueCents: z.number().int(),
+  date: z.string().regex(/^\d{4}-\d{2}-\d{2}$/, 'Date must be YYYY-MM-DD'),
+})
+
+export async function POST(
+  req: Request,
+  { params }: { params: Promise<{ id: string }> },
+) {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const { id } = await params
+  const account = await prisma.account.findFirst({
+    where: { id, userId: session.user.id, type: 'INVESTMENT' },
+  })
+  if (!account) return NextResponse.json({ error: 'Account not found' }, { status: 404 })
+
+  const result = schema.safeParse(await req.json())
+  if (!result.success) return NextResponse.json({ error: result.error.flatten() }, { status: 400 })
+
+  const { valueCents, date } = result.data
+  const d = new Date(date + 'T12:00:00')
+  const year = d.getFullYear()
+  const month = d.getMonth() + 1
+
+  await prisma.account.update({
+    where: { id },
+    data: { currentBalanceCents: valueCents },
+  })
+
+  await prisma.balanceSnapshot.upsert({
+    where: { accountId_year_month: { accountId: id, year, month } },
+    update: { balanceCents: valueCents, computedAt: new Date() },
+    create: { accountId: id, year, month, balanceCents: valueCents },
+  })
+
+  return NextResponse.json({ ok: true })
+}

src/app/api/accounts/[id]/route.ts

@@ -58,6 +58,7 @@ export async function DELETE(_req: Request, { params }: Params) {
   })
   if (!existing) return NextResponse.json({ error: 'Not found' }, { status: 404 })
 
+  await prisma.csvUpload.deleteMany({ where: { accountId: id } })
   await prisma.account.delete({ where: { id } })
   return new NextResponse(null, { status: 204 })
 }

src/app/api/admin/recalculate-balances/route.ts

@@ -0,0 +1,42 @@
+import { NextResponse } from 'next/server'
+import { auth } from '@/lib/auth'
+import { prisma } from '@/lib/prisma'
+
+export async function POST() {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const userId = session.user.id
+
+  const accounts = await prisma.account.findMany({
+    where: { userId },
+    select: { id: true },
+  })
+
+  for (const account of accounts) {
+    const [balRow] = await prisma.$queryRaw<[{ balance: bigint }]>`
+      SELECT COALESCE(SUM(
+        CASE WHEN type = 'CREDIT' THEN "amountCents" ELSE -"amountCents" END
+      ), 0)::bigint AS balance
+      FROM "Transaction"
+      WHERE "accountId" = ${account.id}
+    `
+    await prisma.account.update({
+      where: { id: account.id },
+      data: { currentBalanceCents: Number(balRow.balance) },
+    })
+  }
+
+  // Remove all snapshots for accounts that now have no transactions
+  await prisma.$executeRaw`
+    DELETE FROM "BalanceSnapshot"
+    WHERE "accountId" IN (
+      SELECT id FROM "Account" WHERE "userId" = ${userId}
+    )
+    AND NOT EXISTS (
+      SELECT 1 FROM "Transaction" WHERE "accountId" = "BalanceSnapshot"."accountId"
+    )
+  `
+
+  return NextResponse.json({ ok: true, accounts: accounts.length })
+}

src/app/api/budget-rules/[id]/route.ts

@@ -0,0 +1,16 @@
+import { NextResponse } from 'next/server'
+import { auth } from '@/lib/auth'
+import { prisma } from '@/lib/prisma'
+
+export async function DELETE(_req: Request, { params }: { params: Promise<{ id: string }> }) {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const { id } = await params
+
+  const rule = await prisma.budgetRule.findFirst({ where: { id, userId: session.user.id } })
+  if (!rule) return NextResponse.json({ error: 'Not found' }, { status: 404 })
+
+  await prisma.budgetRule.delete({ where: { id } })
+  return new NextResponse(null, { status: 204 })
+}

src/app/api/budget-rules/route.ts

@@ -0,0 +1,37 @@
+import { NextResponse } from 'next/server'
+import { auth } from '@/lib/auth'
+import { prisma } from '@/lib/prisma'
+import { createBudgetRuleSchema } from '@/lib/validations/budget-rule'
+
+export async function GET() {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const rules = await prisma.budgetRule.findMany({
+    where: { userId: session.user.id },
+    orderBy: { createdAt: 'asc' },
+    select: { id: true, budgetId: true, pattern: true },
+  })
+  return NextResponse.json(rules)
+}
+
+export async function POST(req: Request) {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const body = await req.json()
+  const parsed = createBudgetRuleSchema.safeParse(body)
+  if (!parsed.success) return NextResponse.json({ error: parsed.error.flatten() }, { status: 400 })
+
+  const { budgetId, pattern } = parsed.data
+
+  // Verify budget belongs to this user
+  const budget = await prisma.budget.findFirst({ where: { id: budgetId, userId: session.user.id } })
+  if (!budget) return NextResponse.json({ error: 'Budget not found' }, { status: 404 })
+
+  const rule = await prisma.budgetRule.create({
+    data: { userId: session.user.id, budgetId, pattern },
+    select: { id: true, budgetId: true, pattern: true },
+  })
+  return NextResponse.json(rule, { status: 201 })
+}

src/app/api/transactions/bulk/route.ts

@@ -0,0 +1,132 @@
+import { NextResponse } from 'next/server'
+import { z } from 'zod'
+import { auth } from '@/lib/auth'
+import { prisma } from '@/lib/prisma'
+
+const bulkSchema = z.discriminatedUnion('action', [
+  z.object({
+    action: z.literal('delete'),
+    ids: z.array(z.string()).min(1),
+  }),
+  z.object({
+    action: z.literal('assignBudget'),
+    ids: z.array(z.string()).min(1),
+    budgetId: z.string().nullable(),
+  }),
+  z.object({
+    action: z.literal('addNotes'),
+    ids: z.array(z.string()).min(1),
+    notes: z.string().max(500),
+  }),
+  z.object({
+    action: z.literal('markTransfer'),
+    ids: z.array(z.string()).min(1),
+  }),
+])
+
+async function recomputeAccount(accountId: string) {
+  const [balRow] = await prisma.$queryRaw<[{ balance: bigint }]>`
+    SELECT COALESCE(SUM(
+      CASE WHEN type = 'CREDIT' THEN "amountCents" ELSE -"amountCents" END
+    ), 0)::bigint AS balance
+    FROM "Transaction"
+    WHERE "accountId" = ${accountId}
+  `
+  await prisma.account.update({
+    where: { id: accountId },
+    data: { currentBalanceCents: Number(balRow.balance) },
+  })
+}
+
+async function recomputeSnapshot(accountId: string, year: number, month: number) {
+  const endOfMonth = new Date(year, month, 0, 23, 59, 59, 999)
+  const [snap] = await prisma.$queryRaw<[{ balance: bigint }]>`
+    SELECT COALESCE(SUM(
+      CASE WHEN type = 'CREDIT' THEN "amountCents" ELSE -"amountCents" END
+    ), 0)::bigint AS balance
+    FROM "Transaction"
+    WHERE "accountId" = ${accountId}
+      AND date <= ${endOfMonth}
+  `
+  const balanceCents = Number(snap.balance)
+  if (balanceCents === 0) {
+    await prisma.balanceSnapshot.deleteMany({
+      where: { accountId, year, month },
+    })
+  } else {
+    await prisma.balanceSnapshot.upsert({
+      where: { accountId_year_month: { accountId, year, month } },
+      update: { balanceCents, computedAt: new Date() },
+      create: { accountId, year, month, balanceCents },
+    })
+  }
+}
+
+export async function POST(req: Request) {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const body = await req.json()
+  const result = bulkSchema.safeParse(body)
+  if (!result.success) return NextResponse.json({ error: result.error.flatten() }, { status: 400 })
+
+  const { action, ids } = result.data
+  const userId = session.user.id
+
+  // Verify all transaction IDs belong to this user
+  const owned = await prisma.transaction.findMany({
+    where: { id: { in: ids }, account: { userId } },
+    select: { id: true, accountId: true, date: true },
+  })
+  if (owned.length !== ids.length) {
+    return NextResponse.json({ error: 'One or more transactions not found' }, { status: 404 })
+  }
+
+  if (action === 'delete') {
+    // Collect affected account+month combos before deleting
+    const accountIds = [...new Set(owned.map((t) => t.accountId))]
+    const monthKeys = new Map<string, { accountId: string; year: number; month: number }>()
+    for (const t of owned) {
+      const y = t.date.getFullYear()
+      const m = t.date.getMonth() + 1
+      monthKeys.set(`${t.accountId}-${y}-${m}`, { accountId: t.accountId, year: y, month: m })
+    }
+
+    await prisma.transaction.deleteMany({ where: { id: { in: ids } } })
+
+    // Recompute current balance and snapshots for affected accounts/months
+    await Promise.all(accountIds.map(recomputeAccount))
+    await Promise.all([...monthKeys.values()].map((k) => recomputeSnapshot(k.accountId, k.year, k.month)))
+
+    return NextResponse.json({ deleted: ids.length })
+  }
+
+  if (action === 'assignBudget') {
+    const { budgetId } = result.data
+    if (budgetId !== null) {
+      const budget = await prisma.budget.findFirst({ where: { id: budgetId, userId } })
+      if (!budget) return NextResponse.json({ error: 'Budget not found' }, { status: 404 })
+    }
+    await prisma.transaction.updateMany({
+      where: { id: { in: ids } },
+      data: { budgetId },
+    })
+    return NextResponse.json({ updated: ids.length })
+  }
+
+  if (action === 'addNotes') {
+    const { notes } = result.data
+    await prisma.transaction.updateMany({
+      where: { id: { in: ids } },
+      data: { notes: notes || null },
+    })
+    return NextResponse.json({ updated: ids.length })
+  }
+
+  // markTransfer
+  await prisma.transaction.updateMany({
+    where: { id: { in: ids } },
+    data: { type: 'TRANSFER' },
+  })
+  return NextResponse.json({ updated: ids.length })
+}

src/app/api/transfer-rules/[id]/route.ts

@@ -0,0 +1,19 @@
+import { NextResponse } from 'next/server'
+import { auth } from '@/lib/auth'
+import { prisma } from '@/lib/prisma'
+
+type Params = { params: Promise<{ id: string }> }
+
+export async function DELETE(_req: Request, { params }: Params) {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const { id } = await params
+  const rule = await prisma.transferRule.findFirst({
+    where: { id, userId: session.user.id },
+  })
+  if (!rule) return NextResponse.json({ error: 'Not found' }, { status: 404 })
+
+  await prisma.transferRule.delete({ where: { id } })
+  return new NextResponse(null, { status: 204 })
+}

src/app/api/transfer-rules/route.ts

@@ -0,0 +1,34 @@
+import { NextResponse } from 'next/server'
+import { z } from 'zod'
+import { auth } from '@/lib/auth'
+import { prisma } from '@/lib/prisma'
+
+const schema = z.object({
+  pattern: z.string().min(1).max(200).trim(),
+})
+
+export async function GET() {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const rules = await prisma.transferRule.findMany({
+    where: { userId: session.user.id },
+    orderBy: { createdAt: 'asc' },
+    select: { id: true, pattern: true },
+  })
+  return NextResponse.json(rules)
+}
+
+export async function POST(req: Request) {
+  const session = await auth()
+  if (!session?.user?.id) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
+
+  const result = schema.safeParse(await req.json())
+  if (!result.success) return NextResponse.json({ error: result.error.flatten() }, { status: 400 })
+
+  const rule = await prisma.transferRule.create({
+    data: { userId: session.user.id, pattern: result.data.pattern },
+    select: { id: true, pattern: true },
+  })
+  return NextResponse.json(rule, { status: 201 })
+}

src/app/api/upload/route.ts

@@ -74,8 +74,42 @@ export async function POST(req: Request) {
     config = result.data
   }
 
+  // For all BANK accounts using a single amount column, positive = deposit (CREDIT),
+  // negative = withdrawal (DEBIT). Override whatever the profile or manual mapping says.
+  if (account.type === 'BANK' && config.strategy === 'A') {
+    config = { ...config, invertAmountSign: true }
+  }
+
   const normalized = normalizeRows(allRows, accountId, config)
 
+  // Apply transfer rules first, then budget rules (transfer takes priority)
+  const [budgetRules, transferRules] = await Promise.all([
+    prisma.budgetRule.findMany({
+      where: { userId: session.user.id },
+      orderBy: { createdAt: 'asc' },
+      select: { pattern: true, budgetId: true },
+    }),
+    prisma.transferRule.findMany({
+      where: { userId: session.user.id },
+      orderBy: { createdAt: 'asc' },
+      select: { pattern: true },
+    }),
+  ])
+  const rowsWithBudgets = normalized.map((row) => {
+    const desc = row.description.toLowerCase()
+    for (const rule of transferRules) {
+      if (desc.includes(rule.pattern.toLowerCase())) {
+        return { ...row, type: 'TRANSFER' as const, budgetId: null }
+      }
+    }
+    for (const rule of budgetRules) {
+      if (desc.includes(rule.pattern.toLowerCase())) {
+        return { ...row, budgetId: rule.budgetId }
+      }
+    }
+    return { ...row, budgetId: null }
+  })
+
   const upload = await prisma.csvUpload.create({
     data: {
       accountId,
@@ -89,17 +123,18 @@ export async function POST(req: Request) {
 
   try {
     const { count: importedCount } = await prisma.transaction.createMany({
-      data: normalized.map((r) => ({
+      data: rowsWithBudgets.map((r) => ({
         accountId,
         uploadId: upload.id,
         date: r.date,
         description: r.description,
         amountCents: r.amountCents,
         type: r.type,
-        dedupeHash: r.dedupeHash,
+        category: r.category ?? null,
+        budgetId: r.budgetId,
       })),
-      skipDuplicates: true,
     })
+
     const skippedCount = normalized.length - importedCount
 
     // Recompute current balance
@@ -118,7 +153,7 @@ export async function POST(req: Request) {
     // Upsert balance snapshots for each affected month
     const months = [
       ...new Map(
-        normalized.map((r) => {
+        rowsWithBudgets.map((r) => {
           const y = r.date.getFullYear()
           const m = r.date.getMonth() + 1
           return [`${y}-${m}`, { year: y, month: m }]

src/components/accounts/AccountBadge.tsx

@@ -2,9 +2,7 @@ import { Badge } from '@/components/ui/badge'
 import { AccountType } from '@/generated/prisma/client'
 
 export function AccountBadge({ type }: { type: AccountType }) {
-  return type === 'BANK' ? (
+  if (type === 'BANK') return <Badge variant="secondary">Bank</Badge>
-    <Badge variant="secondary">Bank</Badge>
+  if (type === 'INVESTMENT') return <Badge variant="secondary" className="bg-blue-100 text-blue-800 dark:bg-blue-900 dark:text-blue-200">Investment</Badge>
-  ) : (
+  return <Badge variant="outline">Credit Card</Badge>
-    <Badge variant="outline">Credit Card</Badge>
-  )
 }

src/components/accounts/AccountCard.tsx

@@ -9,14 +9,16 @@ import {
   DropdownMenu, DropdownMenuContent, DropdownMenuItem, DropdownMenuSeparator,
   DropdownMenuTrigger,
 } from '@/components/ui/dropdown-menu'
-import { MoreHorizontal, Pencil, Trash2, EyeOff, Eye } from 'lucide-react'
+import { MoreHorizontal, Pencil, Trash2, EyeOff, Eye, TrendingUp } from 'lucide-react'
 import { AccountBadge } from './AccountBadge'
 import { CreateAccountDialog } from './CreateAccountDialog'
+import { RecordValueDialog } from './RecordValueDialog'
 import { formatCents } from '@/lib/utils/currency'
 
 export function AccountCard({ account }: { account: Account }) {
   const router = useRouter()
   const [editOpen, setEditOpen] = useState(false)
+  const [recordOpen, setRecordOpen] = useState(false)
 
   async function handleToggleActive() {
     await fetch(`/api/accounts/${account.id}`, {
@@ -56,9 +58,13 @@ export function AccountCard({ account }: { account: Account }) {
               </DropdownMenuTrigger>
               <DropdownMenuContent align="end">
                 <DropdownMenuItem onClick={() => setEditOpen(true)}>
-                  <Pencil className="h-4 w-4 mr-2" />
+                  <Pencil className="h-4 w-4 mr-2" />Edit
-                  Edit
                 </DropdownMenuItem>
+                {account.type === 'INVESTMENT' && (
+                  <DropdownMenuItem onClick={() => setRecordOpen(true)}>
+                    <TrendingUp className="h-4 w-4 mr-2" />Record value
+                  </DropdownMenuItem>
+                )}
                 <DropdownMenuItem onClick={handleToggleActive}>
                   {account.isActive
                     ? <><EyeOff className="h-4 w-4 mr-2" />Deactivate</>
@@ -87,11 +93,15 @@ export function AccountCard({ account }: { account: Account }) {
         </CardContent>
       </Card>
 
-      <CreateAccountDialog
+      <CreateAccountDialog open={editOpen} onOpenChange={setEditOpen} account={account} />
-        open={editOpen}
+      {account.type === 'INVESTMENT' && (
-        onOpenChange={setEditOpen}
+        <RecordValueDialog
-        account={account}
+          open={recordOpen}
+          onOpenChange={setRecordOpen}
+          accountId={account.id}
+          accountName={account.name}
         />
+      )}
     </>
   )
 }

src/components/accounts/CreateAccountDialog.tsx

@@ -93,6 +93,7 @@ export function CreateAccountDialog({ open, onOpenChange, account }: Props) {
               <SelectContent>
                 <SelectItem value="BANK">Bank</SelectItem>
                 <SelectItem value="CREDIT_CARD">Credit Card</SelectItem>
+                <SelectItem value="INVESTMENT">Investment</SelectItem>
               </SelectContent>
             </Select>
           </div>

src/components/accounts/RecordValueDialog.tsx

@@ -0,0 +1,77 @@
+'use client'
+
+import { useState } from 'react'
+import { useRouter } from 'next/navigation'
+import { Dialog, DialogContent, DialogHeader, DialogTitle, DialogFooter } from '@/components/ui/dialog'
+import { Input } from '@/components/ui/input'
+import { Label } from '@/components/ui/label'
+import { Button } from '@/components/ui/button'
+
+interface Props {
+  open: boolean
+  onOpenChange: (open: boolean) => void
+  accountId: string
+  accountName: string
+}
+
+export function RecordValueDialog({ open, onOpenChange, accountId, accountName }: Props) {
+  const router = useRouter()
+  const [value, setValue] = useState('')
+  const [date, setDate] = useState(() => new Date().toISOString().split('T')[0])
+  const [saving, setSaving] = useState(false)
+  const [error, setError] = useState('')
+
+  async function handleSubmit(e: React.FormEvent) {
+    e.preventDefault()
+    const num = parseFloat(value.replace(/[$,]/g, ''))
+    if (isNaN(num)) { setError('Enter a valid dollar amount'); return }
+    setError('')
+    setSaving(true)
+    const res = await fetch(`/api/accounts/${accountId}/record-value`, {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ valueCents: Math.round(num * 100), date }),
+    })
+    setSaving(false)
+    if (!res.ok) { setError('Failed to save. Please try again.'); return }
+    onOpenChange(false)
+    router.refresh()
+  }
+
+  return (
+    <Dialog open={open} onOpenChange={onOpenChange}>
+      <DialogContent className="max-w-sm">
+        <DialogHeader>
+          <DialogTitle>Record portfolio value — {accountName}</DialogTitle>
+        </DialogHeader>
+        <form onSubmit={handleSubmit} className="space-y-4 pt-1">
+          <div className="space-y-2">
+            <Label htmlFor="rv-value">Portfolio value</Label>
+            <Input
+              id="rv-value"
+              placeholder="e.g. 12500.00"
+              value={value}
+              onChange={(e) => setValue(e.target.value)}
+              required
+            />
+          </div>
+          <div className="space-y-2">
+            <Label htmlFor="rv-date">As of date</Label>
+            <Input
+              id="rv-date"
+              type="date"
+              value={date}
+              onChange={(e) => setDate(e.target.value)}
+              required
+            />
+          </div>
+          {error && <p className="text-sm text-destructive">{error}</p>}
+          <DialogFooter>
+            <Button type="button" variant="outline" onClick={() => onOpenChange(false)}>Cancel</Button>
+            <Button type="submit" disabled={saving}>{saving ? 'Saving…' : 'Save'}</Button>
+          </DialogFooter>
+        </form>
+      </DialogContent>
+    </Dialog>
+  )
+}

src/components/budgets/BudgetCard.tsx

@@ -7,11 +7,17 @@ import {
   DropdownMenu, DropdownMenuContent, DropdownMenuItem, DropdownMenuSeparator,
   DropdownMenuTrigger,
 } from '@/components/ui/dropdown-menu'
-import { MoreHorizontal, Pencil, Trash2, EyeOff, Eye } from 'lucide-react'
+import { MoreHorizontal, Pencil, Trash2, EyeOff, Eye, ListFilter } from 'lucide-react'
 import { BudgetProgress } from './BudgetProgress'
 import { CreateBudgetDialog } from './CreateBudgetDialog'
+import { BudgetRulesDialog } from './BudgetRulesDialog'
 import { formatCents } from '@/lib/utils/currency'
 
+export interface BudgetRule {
+  id: string
+  pattern: string
+}
+
 export interface BudgetWithSpend {
   id: string
   name: string
@@ -19,11 +25,13 @@ export interface BudgetWithSpend {
   color: string | null
   isActive: boolean
   spendCents: number
+  rules?: BudgetRule[]
 }
 
 export function BudgetCard({ budget }: { budget: BudgetWithSpend }) {
   const router = useRouter()
   const [editOpen, setEditOpen] = useState(false)
+  const [rulesOpen, setRulesOpen] = useState(false)
 
   async function handleToggle() {
     await fetch(`/api/budgets/${budget.id}`, {
@@ -62,6 +70,9 @@ export function BudgetCard({ budget }: { budget: BudgetWithSpend }) {
               <DropdownMenuItem onClick={() => setEditOpen(true)}>
                 <Pencil className="h-4 w-4 mr-2" />Edit
               </DropdownMenuItem>
+              <DropdownMenuItem onClick={() => setRulesOpen(true)}>
+                <ListFilter className="h-4 w-4 mr-2" />Rules
+              </DropdownMenuItem>
               <DropdownMenuItem onClick={handleToggle}>
                 {budget.isActive
                   ? <><EyeOff className="h-4 w-4 mr-2" />Deactivate</>
@@ -92,7 +103,7 @@ export function BudgetCard({ budget }: { budget: BudgetWithSpend }) {
           {budget.limitCents ? (
             <BudgetProgress spendCents={budget.spendCents} limitCents={budget.limitCents} />
           ) : (
-            <p className="text-xs text-muted-foreground">This month</p>
+            <p className="text-xs text-muted-foreground">All time</p>
           )}
 
           {!budget.isActive && (
@@ -102,6 +113,13 @@ export function BudgetCard({ budget }: { budget: BudgetWithSpend }) {
       </Card>
 
       <CreateBudgetDialog open={editOpen} onOpenChange={setEditOpen} budget={budget} />
+      <BudgetRulesDialog
+        open={rulesOpen}
+        onOpenChange={setRulesOpen}
+        budgetId={budget.id}
+        budgetName={budget.name}
+        rules={budget.rules ?? []}
+      />
     </>
   )
 }

src/components/budgets/BudgetRulesDialog.tsx

@@ -0,0 +1,96 @@
+'use client'
+
+import { useState } from 'react'
+import { useRouter } from 'next/navigation'
+import { Dialog, DialogContent, DialogHeader, DialogTitle } from '@/components/ui/dialog'
+import { Button } from '@/components/ui/button'
+import { Input } from '@/components/ui/input'
+import { Trash2, Plus } from 'lucide-react'
+
+interface Rule {
+  id: string
+  pattern: string
+}
+
+interface Props {
+  open: boolean
+  onOpenChange: (open: boolean) => void
+  budgetId: string
+  budgetName: string
+  rules: Rule[]
+}
+
+export function BudgetRulesDialog({ open, onOpenChange, budgetId, budgetName, rules }: Props) {
+  const router = useRouter()
+  const [pattern, setPattern] = useState('')
+  const [adding, setAdding] = useState(false)
+
+  async function handleAdd(e: React.FormEvent) {
+    e.preventDefault()
+    if (!pattern.trim()) return
+    setAdding(true)
+    await fetch('/api/budget-rules', {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ budgetId, pattern: pattern.trim() }),
+    })
+    setPattern('')
+    setAdding(false)
+    router.refresh()
+  }
+
+  async function handleDelete(id: string) {
+    await fetch(`/api/budget-rules/${id}`, { method: 'DELETE' })
+    router.refresh()
+  }
+
+  return (
+    <Dialog open={open} onOpenChange={onOpenChange}>
+      <DialogContent className="max-w-md">
+        <DialogHeader>
+          <DialogTitle>Auto-assign rules — {budgetName}</DialogTitle>
+        </DialogHeader>
+
+        <p className="text-sm text-muted-foreground">
+          Transactions whose description contains a pattern (case-insensitive) are automatically
+          assigned to this budget on upload. First matching rule wins.
+        </p>
+
+        {rules.length === 0 ? (
+          <p className="text-sm text-muted-foreground text-center py-2">No rules yet.</p>
+        ) : (
+          <ul className="space-y-1.5">
+            {rules.map((rule) => (
+              <li
+                key={rule.id}
+                className="flex items-center justify-between gap-2 rounded-md border px-3 py-2 text-sm"
+              >
+                <span className="font-mono truncate">{rule.pattern}</span>
+                <button
+                  onClick={() => handleDelete(rule.id)}
+                  className="shrink-0 text-muted-foreground hover:text-destructive transition-colors"
+                  aria-label="Delete rule"
+                >
+                  <Trash2 className="h-3.5 w-3.5" />
+                </button>
+              </li>
+            ))}
+          </ul>
+        )}
+
+        <form onSubmit={handleAdd} className="flex gap-2">
+          <Input
+            placeholder="e.g. Amazon, Netflix, Starbucks"
+            value={pattern}
+            onChange={(e) => setPattern(e.target.value)}
+            className="flex-1"
+          />
+          <Button type="submit" disabled={adding || !pattern.trim()} size="sm">
+            <Plus className="h-4 w-4 mr-1" />
+            Add
+          </Button>
+        </form>
+      </DialogContent>
+    </Dialog>
+  )
+}

src/components/dashboard/MonthYearPicker.tsx

@@ -0,0 +1,52 @@
+'use client'
+
+import { useSearchParams, useRouter, usePathname } from 'next/navigation'
+import { ChevronLeft, ChevronRight } from 'lucide-react'
+import { Button } from '@/components/ui/button'
+
+export function MonthYearPicker() {
+  const searchParams = useSearchParams()
+  const router = useRouter()
+  const pathname = usePathname()
+
+  const now = new Date()
+  const currentMonth = now.getMonth() + 1
+  const currentYear = now.getFullYear()
+
+  const month = Number(searchParams.get('month')) || currentMonth
+  const year = Number(searchParams.get('year')) || currentYear
+  const isCurrentMonth = month === currentMonth && year === currentYear
+
+  function navigate(delta: number) {
+    let m = month + delta
+    let y = year
+    if (m < 1) { m = 12; y-- }
+    if (m > 12) { m = 1; y++ }
+    const params = new URLSearchParams(searchParams.toString())
+    params.set('month', String(m))
+    params.set('year', String(y))
+    router.push(`${pathname}?${params.toString()}`)
+  }
+
+  const label = new Date(year, month - 1, 1).toLocaleDateString('en-US', {
+    month: 'long', year: 'numeric',
+  })
+
+  return (
+    <div className="flex items-center gap-1">
+      <Button variant="ghost" size="icon" className="h-7 w-7" onClick={() => navigate(-1)}>
+        <ChevronLeft className="h-4 w-4" />
+      </Button>
+      <span className="text-sm font-medium min-w-[140px] text-center">{label}</span>
+      <Button
+        variant="ghost"
+        size="icon"
+        className="h-7 w-7"
+        onClick={() => navigate(1)}
+        disabled={isCurrentMonth}
+      >
+        <ChevronRight className="h-4 w-4" />
+      </Button>
+    </div>
+  )
+}

src/components/dashboard/NetWorthCard.tsx

@@ -4,7 +4,7 @@ import { formatCents } from '@/lib/utils/currency'
 interface BankAccount {
   id: string
   name: string
-  currentBalanceCents: number
+  balanceCents: number
 }
 
 interface NetWorthCardProps {
@@ -26,7 +26,7 @@ export function NetWorthCard({ netWorthCents, bankAccounts }: NetWorthCardProps)
               <div key={a.id} className="flex items-center justify-between text-sm">
                 <span className="text-muted-foreground truncate">{a.name}</span>
                 <span className="tabular-nums font-medium ml-4 shrink-0">
-                  {formatCents(a.currentBalanceCents)}
+                  {formatCents(a.balanceCents)}
                 </span>
               </div>
             ))}

src/components/transactions/EditTransactionDialog.tsx

@@ -80,8 +80,8 @@ export function EditTransactionDialog({ transaction, onOpenChange, budgets }: Pr
             {transaction.description}
           </DialogTitle>
           <p className="text-sm text-muted-foreground">
-            {date} · <span className={transaction.type === 'CREDIT' ? 'text-green-600' : ''}>
+            {date} · <span className={transaction.type === 'CREDIT' ? 'text-green-600' : transaction.type === 'TRANSFER' ? 'text-muted-foreground' : ''}>
-              {transaction.type === 'CREDIT' ? '+' : '-'}{formatCents(transaction.amountCents)}
+              {transaction.type === 'TRANSFER' ? '⇄ ' : transaction.type === 'CREDIT' ? '+' : '-'}{formatCents(transaction.amountCents)}
             </span>
           </p>
         </DialogHeader>
@@ -101,7 +101,11 @@ export function EditTransactionDialog({ transaction, onOpenChange, budgets }: Pr
             <Label htmlFor="budget">Budget</Label>
             <Select value={budgetId} onValueChange={(v) => setBudgetId(v ?? '')}>
               <SelectTrigger id="budget">
-                <SelectValue placeholder="No budget" />
+                <SelectValue placeholder="No budget">
+                  {budgetId
+                    ? (budgets.find((b) => b.id === budgetId)?.name ?? 'No budget')
+                    : 'No budget'}
+                </SelectValue>
               </SelectTrigger>
               <SelectContent>
                 <SelectItem value="">No budget</SelectItem>

src/components/transactions/TransactionFilters.tsx

@@ -1,6 +1,6 @@
 'use client'
 
-import { useCallback, useEffect, useState } from 'react'
+import { useCallback, useEffect, useRef, useState } from 'react'
 import { useRouter, useSearchParams, usePathname } from 'next/navigation'
 import { Input } from '@/components/ui/input'
 import { Label } from '@/components/ui/label'
@@ -20,17 +20,19 @@ export function TransactionFilters({ accounts }: { accounts: AccountOption[] })
   const sp = (key: string) => searchParams.get(key) ?? ''
 
   const [search, setSearch] = useState(sp('search'))
+  const searchParamsRef = useRef(searchParams)
+  useEffect(() => { searchParamsRef.current = searchParams }, [searchParams])
 
   const push = useCallback(
     (updates: Record<string, string>) => {
-      const params = new URLSearchParams(searchParams.toString())
+      const params = new URLSearchParams(searchParamsRef.current.toString())
       for (const [k, v] of Object.entries(updates)) {
         if (v) params.set(k, v); else params.delete(k)
       }
       params.delete('page')
       router.replace(`${pathname}?${params.toString()}`)
     },
-    [searchParams, pathname, router],
+    [pathname, router],
   )
 
   // Debounce search → URL
@@ -52,7 +54,9 @@ export function TransactionFilters({ accounts }: { accounts: AccountOption[] })
         <Label className="text-xs">Account</Label>
         <Select value={sp('accountId')} onValueChange={(v) => push({ accountId: v ?? '' })}>
           <SelectTrigger className="h-8 w-44 text-sm">
-            <SelectValue placeholder="All accounts" />
+            <SelectValue placeholder="All accounts">
+              {accounts.find((a) => a.id === sp('accountId'))?.name ?? 'All accounts'}
+            </SelectValue>
           </SelectTrigger>
           <SelectContent>
             <SelectItem value="">All accounts</SelectItem>

src/components/transactions/TransactionTable.tsx

@@ -2,11 +2,15 @@
 
 import { useState } from 'react'
 import Link from 'next/link'
-import { usePathname, useSearchParams } from 'next/navigation'
+import { usePathname, useSearchParams, useRouter } from 'next/navigation'
 import {
   Table, TableBody, TableCell, TableHead, TableHeader, TableRow,
 } from '@/components/ui/table'
-import { Pencil, ChevronLeft, ChevronRight } from 'lucide-react'
+import { Pencil, ChevronLeft, ChevronRight, Trash2, Tag, StickyNote, X, ArrowLeftRight } from 'lucide-react'
+import { Button } from '@/components/ui/button'
+import { Dialog, DialogContent, DialogHeader, DialogTitle, DialogFooter } from '@/components/ui/dialog'
+import { Textarea } from '@/components/ui/textarea'
+import { Select, SelectContent, SelectItem, SelectTrigger, SelectValue } from '@/components/ui/select'
 import { formatCents } from '@/lib/utils/currency'
 import { EditTransactionDialog } from './EditTransactionDialog'
 import { cn } from '@/lib/utils'
@@ -46,16 +50,86 @@ export function TransactionTable({
 }: Props) {
   const pathname = usePathname()
   const searchParams = useSearchParams()
+  const router = useRouter()
   const [editing, setEditing] = useState<TransactionRow | null>(null)
+  const [selected, setSelected] = useState<Set<string>>(new Set())
+  const [bulkDialog, setBulkDialog] = useState<'delete' | 'budget' | 'notes' | 'transfer' | null>(null)
+  const [budgetTarget, setBudgetTarget] = useState<string>('__none__')
+  const [notesValue, setNotesValue] = useState('')
+  const [working, setWorking] = useState(false)
   const totalPages = Math.ceil(total / limit)
 
+  const allIds = transactions.map((t) => t.id)
+  const allSelected = allIds.length > 0 && allIds.every((id) => selected.has(id))
+  const someSelected = selected.size > 0
+
+  function toggleAll() {
+    if (allSelected) {
+      setSelected((prev) => {
+        const next = new Set(prev)
+        allIds.forEach((id) => next.delete(id))
+        return next
+      })
+    } else {
+      setSelected((prev) => new Set([...prev, ...allIds]))
+    }
+  }
+
+  function toggleOne(id: string) {
+    setSelected((prev) => {
+      const next = new Set(prev)
+      if (next.has(id)) next.delete(id)
+      else next.add(id)
+      return next
+    })
+  }
+
+  function clearSelection() {
+    setSelected(new Set())
+  }
+
   function pageHref(p: number) {
     const params = new URLSearchParams(searchParams.toString())
     params.set('page', String(p))
     return `${pathname}?${params.toString()}`
   }
 
-  if (transactions.length === 0) {
+  async function bulkPost(body: object) {
+    setWorking(true)
+    const res = await fetch('/api/transactions/bulk', {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify(body),
+    })
+    setWorking(false)
+    if (res.ok) {
+      clearSelection()
+      setBulkDialog(null)
+      router.refresh()
+    }
+  }
+
+  async function handleDelete() {
+    await bulkPost({ action: 'delete', ids: [...selected] })
+  }
+
+  async function handleAssignBudget() {
+    await bulkPost({
+      action: 'assignBudget',
+      ids: [...selected],
+      budgetId: budgetTarget === '__none__' ? null : budgetTarget,
+    })
+  }
+
+  async function handleAddNotes() {
+    await bulkPost({ action: 'addNotes', ids: [...selected], notes: notesValue })
+  }
+
+  async function handleMarkTransfer() {
+    await bulkPost({ action: 'markTransfer', ids: [...selected] })
+  }
+
+  if (transactions.length === 0 && !someSelected) {
     return (
       <div className="rounded-lg border border-dashed p-12 text-center text-muted-foreground">
         No transactions found.
@@ -63,12 +137,63 @@ export function TransactionTable({
     )
   }
 
+  const colSpan = showAccount ? 8 : 7
+
   return (
     <>
+      {/* Bulk action bar */}
+      {someSelected && (
+        <div className="flex items-center gap-3 rounded-md border bg-muted/50 px-4 py-2 mb-2">
+          <span className="text-sm font-medium">{selected.size} selected</span>
+          <div className="flex items-center gap-2 ml-auto">
+            <Button
+              size="sm"
+              variant="outline"
+              onClick={() => { setNotesValue(''); setBulkDialog('notes') }}
+            >
+              <StickyNote className="h-3.5 w-3.5 mr-1.5" />Notes
+            </Button>
+            <Button
+              size="sm"
+              variant="outline"
+              onClick={() => { setBudgetTarget('__none__'); setBulkDialog('budget') }}
+            >
+              <Tag className="h-3.5 w-3.5 mr-1.5" />Budget
+            </Button>
+            <Button
+              size="sm"
+              variant="outline"
+              onClick={() => setBulkDialog('transfer')}
+            >
+              <ArrowLeftRight className="h-3.5 w-3.5 mr-1.5" />Transfer
+            </Button>
+            <Button
+              size="sm"
+              variant="destructive"
+              onClick={() => setBulkDialog('delete')}
+            >
+              <Trash2 className="h-3.5 w-3.5 mr-1.5" />Delete
+            </Button>
+            <Button size="sm" variant="ghost" onClick={clearSelection}>
+              <X className="h-3.5 w-3.5" />
+            </Button>
+          </div>
+        </div>
+      )}
+
       <div className="rounded-md border overflow-hidden">
         <Table>
           <TableHeader>
             <TableRow>
+              <TableHead className="w-8 px-3">
+                <input
+                  type="checkbox"
+                  className="h-4 w-4 rounded border"
+                  checked={allSelected}
+                  onChange={toggleAll}
+                  aria-label="Select all"
+                />
+              </TableHead>
               <TableHead className="w-28">Date</TableHead>
               <TableHead>Description</TableHead>
               {showAccount && <TableHead className="w-36">Account</TableHead>}
@@ -81,11 +206,22 @@ export function TransactionTable({
           <TableBody>
             {transactions.map((tx) => {
               const isCredit = tx.type === 'CREDIT'
+              const isTransfer = tx.type === 'TRANSFER'
+              const isSelected = selected.has(tx.id)
               const dateStr = new Date(tx.date).toLocaleDateString('en-US', {
                 month: 'short', day: 'numeric', year: 'numeric',
               })
               return (
-                <TableRow key={tx.id}>
+                <TableRow key={tx.id} className={isSelected ? 'bg-muted/40' : undefined}>
+                  <TableCell className="px-3">
+                    <input
+                      type="checkbox"
+                      className="h-4 w-4 rounded border"
+                      checked={isSelected}
+                      onChange={() => toggleOne(tx.id)}
+                      aria-label="Select transaction"
+                    />
+                  </TableCell>
                   <TableCell className="text-sm text-muted-foreground whitespace-nowrap">
                     {dateStr}
                   </TableCell>
@@ -101,8 +237,8 @@ export function TransactionTable({
                     </TableCell>
                   )}
                   <TableCell className="text-right tabular-nums font-medium">
-                    <span className={cn('text-sm', isCredit ? 'text-green-600' : '')}>
+                    <span className={cn('text-sm', isTransfer ? 'text-muted-foreground' : isCredit ? 'text-green-600' : '')}>
-                      {isCredit ? '+' : '-'}{formatCents(tx.amountCents)}
+                      {isTransfer ? '⇄ ' : isCredit ? '+' : '-'}{formatCents(tx.amountCents)}
                     </span>
                   </TableCell>
                   <TableCell className="text-sm text-muted-foreground">
@@ -180,6 +316,101 @@ export function TransactionTable({
         onOpenChange={(open) => { if (!open) setEditing(null) }}
         budgets={budgets}
       />
+
+      {/* Delete confirm dialog */}
+      <Dialog open={bulkDialog === 'delete'} onOpenChange={(o) => { if (!o) setBulkDialog(null) }}>
+        <DialogContent className="max-w-sm">
+          <DialogHeader>
+            <DialogTitle>Delete {selected.size} transaction{selected.size !== 1 ? 's' : ''}?</DialogTitle>
+          </DialogHeader>
+          <p className="text-sm text-muted-foreground">This cannot be undone.</p>
+          <DialogFooter>
+            <Button variant="outline" onClick={() => setBulkDialog(null)}>Cancel</Button>
+            <Button variant="destructive" onClick={handleDelete} disabled={working}>
+              {working ? 'Deleting…' : 'Delete'}
+            </Button>
+          </DialogFooter>
+        </DialogContent>
+      </Dialog>
+
+      {/* Assign budget dialog */}
+      <Dialog open={bulkDialog === 'budget'} onOpenChange={(o) => { if (!o) setBulkDialog(null) }}>
+        <DialogContent className="max-w-sm">
+          <DialogHeader>
+            <DialogTitle>Assign budget</DialogTitle>
+          </DialogHeader>
+          <p className="text-sm text-muted-foreground">
+            Apply to {selected.size} selected transaction{selected.size !== 1 ? 's' : ''}.
+          </p>
+          <Select value={budgetTarget} onValueChange={(v) => setBudgetTarget(v ?? '__none__')}>
+            <SelectTrigger>
+              <SelectValue>
+                {budgetTarget === '__none__'
+                  ? 'No budget'
+                  : (budgets.find((b) => b.id === budgetTarget)?.name ?? 'No budget')}
+              </SelectValue>
+            </SelectTrigger>
+            <SelectContent>
+              <SelectItem value="__none__">No budget</SelectItem>
+              {budgets.map((b) => (
+                <SelectItem key={b.id} value={b.id}>
+                  {b.name}
+                </SelectItem>
+              ))}
+            </SelectContent>
+          </Select>
+          <DialogFooter>
+            <Button variant="outline" onClick={() => setBulkDialog(null)}>Cancel</Button>
+            <Button onClick={handleAssignBudget} disabled={working}>
+              {working ? 'Saving…' : 'Apply'}
+            </Button>
+          </DialogFooter>
+        </DialogContent>
+      </Dialog>
+
+      {/* Mark as transfer dialog */}
+      <Dialog open={bulkDialog === 'transfer'} onOpenChange={(o) => { if (!o) setBulkDialog(null) }}>
+        <DialogContent className="max-w-sm">
+          <DialogHeader>
+            <DialogTitle>Mark as transfer?</DialogTitle>
+          </DialogHeader>
+          <p className="text-sm text-muted-foreground">
+            {selected.size} transaction{selected.size !== 1 ? 's' : ''} will be marked as transfers
+            and excluded from cash flow calculations.
+          </p>
+          <DialogFooter>
+            <Button variant="outline" onClick={() => setBulkDialog(null)}>Cancel</Button>
+            <Button onClick={handleMarkTransfer} disabled={working}>
+              {working ? 'Saving…' : 'Mark as transfer'}
+            </Button>
+          </DialogFooter>
+        </DialogContent>
+      </Dialog>
+
+      {/* Add notes dialog */}
+      <Dialog open={bulkDialog === 'notes'} onOpenChange={(o) => { if (!o) setBulkDialog(null) }}>
+        <DialogContent className="max-w-sm">
+          <DialogHeader>
+            <DialogTitle>Set notes</DialogTitle>
+          </DialogHeader>
+          <p className="text-sm text-muted-foreground">
+            Apply to {selected.size} selected transaction{selected.size !== 1 ? 's' : ''}. Leave blank to clear.
+          </p>
+          <Textarea
+            placeholder="Add a note…"
+            value={notesValue}
+            onChange={(e) => setNotesValue(e.target.value)}
+            maxLength={500}
+            rows={3}
+          />
+          <DialogFooter>
+            <Button variant="outline" onClick={() => setBulkDialog(null)}>Cancel</Button>
+            <Button onClick={handleAddNotes} disabled={working}>
+              {working ? 'Saving…' : 'Apply'}
+            </Button>
+          </DialogFooter>
+        </DialogContent>
+      </Dialog>
     </>
   )
 }

src/components/transactions/TransferRulesButton.tsx

@@ -0,0 +1,24 @@
+'use client'
+
+import { useState } from 'react'
+import { Button } from '@/components/ui/button'
+import { ArrowLeftRight } from 'lucide-react'
+import { TransferRulesDialog } from './TransferRulesDialog'
+
+interface Rule {
+  id: string
+  pattern: string
+}
+
+export function TransferRulesButton({ rules }: { rules: Rule[] }) {
+  const [open, setOpen] = useState(false)
+  return (
+    <>
+      <Button variant="outline" size="sm" onClick={() => setOpen(true)}>
+        <ArrowLeftRight className="h-4 w-4 mr-2" />
+        Transfer rules
+      </Button>
+      <TransferRulesDialog open={open} onOpenChange={setOpen} rules={rules} />
+    </>
+  )
+}

src/components/transactions/TransferRulesDialog.tsx

@@ -0,0 +1,94 @@
+'use client'
+
+import { useState } from 'react'
+import { useRouter } from 'next/navigation'
+import { Dialog, DialogContent, DialogHeader, DialogTitle } from '@/components/ui/dialog'
+import { Button } from '@/components/ui/button'
+import { Input } from '@/components/ui/input'
+import { Trash2, Plus } from 'lucide-react'
+
+interface Rule {
+  id: string
+  pattern: string
+}
+
+interface Props {
+  open: boolean
+  onOpenChange: (open: boolean) => void
+  rules: Rule[]
+}
+
+export function TransferRulesDialog({ open, onOpenChange, rules }: Props) {
+  const router = useRouter()
+  const [pattern, setPattern] = useState('')
+  const [adding, setAdding] = useState(false)
+
+  async function handleAdd(e: React.FormEvent) {
+    e.preventDefault()
+    if (!pattern.trim()) return
+    setAdding(true)
+    await fetch('/api/transfer-rules', {
+      method: 'POST',
+      headers: { 'Content-Type': 'application/json' },
+      body: JSON.stringify({ pattern: pattern.trim() }),
+    })
+    setPattern('')
+    setAdding(false)
+    router.refresh()
+  }
+
+  async function handleDelete(id: string) {
+    await fetch(`/api/transfer-rules/${id}`, { method: 'DELETE' })
+    router.refresh()
+  }
+
+  return (
+    <Dialog open={open} onOpenChange={onOpenChange}>
+      <DialogContent className="max-w-md">
+        <DialogHeader>
+          <DialogTitle>Transfer rules</DialogTitle>
+        </DialogHeader>
+
+        <p className="text-sm text-muted-foreground">
+          Transactions whose description matches a pattern (case-insensitive) are automatically
+          marked as transfers on upload and excluded from cash flow.
+        </p>
+
+        {rules.length === 0 ? (
+          <p className="text-sm text-muted-foreground text-center py-2">No rules yet.</p>
+        ) : (
+          <ul className="space-y-1.5">
+            {rules.map((rule) => (
+              <li
+                key={rule.id}
+                className="flex items-center justify-between gap-2 rounded-md border px-3 py-2 text-sm"
+              >
+                <span className="font-mono truncate">{rule.pattern}</span>
+                <button
+                  onClick={() => handleDelete(rule.id)}
+                  className="shrink-0 text-muted-foreground hover:text-destructive transition-colors"
+                  aria-label="Delete rule"
+                >
+                  <Trash2 className="h-3.5 w-3.5" />
+                </button>
+              </li>
+            ))}
+          </ul>
+        )}
+
+        <form onSubmit={handleAdd} className="flex gap-2">
+          <Input
+            placeholder="e.g. Fidelity Transfer, Schwab"
+            value={pattern}
+            onChange={(e) => setPattern(e.target.value)}
+            className="flex-1"
+          />
+          <Button type="submit" disabled={adding || !pattern.trim()} size="sm">
+            <Plus className="h-4 w-4 mr-1" />
+            Add
+          </Button>
+        </form>
+      </DialogContent>
+    </Dialog>
+  )
+}

src/components/upload/UploadForm.tsx

@@ -97,7 +97,9 @@ export function UploadForm({ accounts }: Props) {
         ) : (
           <Select value={accountId} onValueChange={(v) => setAccountId(v ?? '')}>
             <SelectTrigger id="account" className="w-72">
-              <SelectValue placeholder="Select account" />
+              <SelectValue placeholder="Select account">
+                {accounts.find((a) => a.id === accountId)?.name}
+              </SelectValue>
             </SelectTrigger>
             <SelectContent>
               {accounts.map((a) => (

src/lib/auth.config.ts

@@ -0,0 +1,21 @@
+import type { NextAuthConfig } from 'next-auth'
+
+// Edge-compatible config — no Node.js-only imports (no Prisma, no bcrypt).
+// Used by middleware for JWT verification. Providers are added in auth.ts.
+export const authConfig = {
+  session: { strategy: 'jwt' as const, maxAge: 60 * 60 },
+  secret: process.env.NEXTAUTH_SECRET,
+  trustHost: true,
+  pages: { signIn: '/login' },
+  callbacks: {
+    jwt({ token, user }) {
+      if (user) token.id = user.id
+      return token
+    },
+    session({ session, token }) {
+      if (token.id) session.user.id = token.id as string
+      return session
+    },
+  },
+  providers: [],
+} satisfies NextAuthConfig

src/lib/auth.ts

@@ -3,6 +3,7 @@ import Credentials from 'next-auth/providers/credentials'
 import bcrypt from 'bcryptjs'
 import { z } from 'zod'
 import { prisma } from '@/lib/prisma'
+import { authConfig } from '@/lib/auth.config'
 
 const loginSchema = z.object({
   email: z.string().email(),
@@ -10,6 +11,7 @@ const loginSchema = z.object({
 })
 
 export const { handlers, signIn, signOut, auth } = NextAuth({
+  ...authConfig,
   providers: [
     Credentials({
       credentials: {
@@ -32,23 +34,4 @@ export const { handlers, signIn, signOut, auth } = NextAuth({
       },
     }),
   ],
-  session: {
-    strategy: 'jwt',
-    maxAge: 60 * 60, // 1 hour
-  },
-  secret: process.env.NEXTAUTH_SECRET,
-  trustHost: true,
-  pages: {
-    signIn: '/login',
-  },
-  callbacks: {
-    jwt({ token, user }) {
-      if (user) token.id = user.id
-      return token
-    },
-    session({ session, token }) {
-      if (token.id) session.user.id = token.id as string
-      return session
-    },
-  },
 })

src/lib/csv/bank-profiles.ts

@@ -4,6 +4,7 @@ export interface NormalizerConfig {
   strategy: ParseStrategy
   dateColumn: string
   descriptionColumn: string
+  categoryColumn?: string
   // Strategy A
   amountColumn?: string
   invertAmountSign?: boolean
@@ -39,7 +40,8 @@ export const bankProfiles: BankProfile[] = [
     dateColumn: 'Trans. Date',
     descriptionColumn: 'Description',
     amountColumn: 'Amount',
-    invertAmountSign: false, // positive = DEBIT (charge), negative = CREDIT (payment)
+    invertAmountSign: true, // negative = DEBIT (charge), positive = CREDIT (payment/refund)
+    categoryColumn: 'Category',
     detectColumns: ['Trans. Date', 'Post Date', 'Description', 'Amount', 'Category'],
   },
   {
@@ -50,7 +52,7 @@ export const bankProfiles: BankProfile[] = [
     dateColumn: 'Date',
     descriptionColumn: 'Description',
     amountColumn: 'Amount',
-    invertAmountSign: true, // negative = DEBIT, positive = CREDIT
+    invertAmountSign: true, // negative = DEBIT (withdrawal), positive = CREDIT (deposit)
     detectColumns: ['Date', 'Description', 'Amount', 'Split', 'Tags'],
   },
   {
@@ -61,7 +63,7 @@ export const bankProfiles: BankProfile[] = [
     dateColumn: 'Run Date',
     descriptionColumn: 'Description',
     amountColumn: 'Amount($)',
-    invertAmountSign: true, // negative = DEBIT (purchase), positive = CREDIT
+    invertAmountSign: true, // negative = DEBIT (purchase/withdrawal), positive = CREDIT (deposit/dividend)
     detectColumns: ['Run Date', 'Description', 'Amount($)'],
   },
 ]

src/lib/csv/normalizer.ts

@@ -1,4 +1,3 @@
-import { createHash } from 'crypto'
 import type { NormalizerConfig } from './bank-profiles'
 
 export interface NormalizedRow {
@@ -6,7 +5,7 @@ export interface NormalizedRow {
   description: string
   amountCents: number
   type: 'DEBIT' | 'CREDIT'
-  dedupeHash: string
+  category?: string
 }
 
 export function parseCents(raw: string): number {
@@ -50,18 +49,6 @@ function strategyB(
   return { amountCents: Math.abs(parseCents(creditRaw)), type: 'CREDIT' }
 }
 
-function dedupeHash(
-  accountId: string,
-  date: Date,
-  description: string,
-  amountCents: number,
-): string {
-  const dateStr = date.toISOString().split('T')[0]
-  return createHash('sha256')
-    .update(`${accountId}|${dateStr}|${description}|${amountCents}`)
-    .digest('hex')
-}
-
 export function normalizeRows(
   rows: Record<string, string>[],
   accountId: string,
@@ -92,12 +79,13 @@ export function normalizeRows(
 
       if (amountCents === 0) continue
 
+      const rawCategory = config.categoryColumn ? (row[config.categoryColumn] ?? '').trim() : ''
       out.push({
         date,
         description,
         amountCents,
         type,
-        dedupeHash: dedupeHash(accountId, date, description, amountCents),
+        category: rawCategory || undefined,
       })
     } catch {
       // skip unparseable rows

src/lib/validations/account.ts

@@ -3,7 +3,7 @@ import { z } from 'zod'
 export const createAccountSchema = z.object({
   name: z.string().min(1, 'Name is required').max(100),
   institution: z.string().max(100).optional(),
-  type: z.enum(['BANK', 'CREDIT_CARD']),
+  type: z.enum(['BANK', 'CREDIT_CARD', 'INVESTMENT']),
   currency: z.string().length(3).default('USD'),
 })
 

src/lib/validations/budget-rule.ts

@@ -0,0 +1,6 @@
+import { z } from 'zod'
+
+export const createBudgetRuleSchema = z.object({
+  budgetId: z.string().cuid(),
+  pattern: z.string().min(1).max(200).trim(),
+})

src/lib/validations/transaction.ts

@@ -4,7 +4,7 @@ export const transactionQuerySchema = z.object({
   accountId: z.string().optional(),
   dateFrom: z.string().optional(),
   dateTo: z.string().optional(),
-  type: z.enum(['DEBIT', 'CREDIT']).optional(),
+  type: z.enum(['DEBIT', 'CREDIT', 'TRANSFER']).optional(),
   search: z.string().optional(),
   budgetId: z.string().optional(),
   page: z.coerce.number().min(1).default(1),

src/middleware.ts

@@ -1,6 +1,10 @@
-import { auth } from '@/lib/auth'
+import NextAuth from 'next-auth'
+import { authConfig } from '@/lib/auth.config'
 import { NextResponse, type NextRequest } from 'next/server'
 
+// Use the Edge-compatible config so no Node.js-only modules are bundled here.
+const { auth } = NextAuth(authConfig)
+
 // Process-local store — adequate for a self-hosted single-instance deployment.
 const rateLimitStore = new Map<string, { count: number; resetAt: number }>()
 const RATE_LIMIT = 10
@@ -29,10 +33,22 @@ function isRateLimited(ip: string): boolean {
 function hasValidOrigin(req: NextRequest): boolean {
   const origin = req.headers.get('origin')
   if (!origin) return true // non-browser (curl, server-to-server)
-  const expected = process.env.NEXTAUTH_URL
+  // Accept the host the browser actually used to reach this server.
-    ? new URL(process.env.NEXTAUTH_URL).origin
+  const host = req.headers.get('x-forwarded-host') ?? req.headers.get('host')
-    : req.nextUrl.origin
+  const proto = req.headers.get('x-forwarded-proto') ?? 'http'
-  return origin === expected
+  const requestOrigin = host ? `${proto}://${host}` : null
+  if (requestOrigin && origin === requestOrigin) return true
+  // Also accept the statically configured NEXTAUTH_URL origin (reverse-proxy setups).
+  if (process.env.NEXTAUTH_URL && origin === new URL(process.env.NEXTAUTH_URL).origin) return true
+  return false
+}
+
+// Build an absolute URL using the Host header the browser sent, not the
+// internal hostname Next.js resolves to inside Docker.
+function siteUrl(req: NextRequest, path: string): URL {
+  const host = req.headers.get('x-forwarded-host') ?? req.headers.get('host') ?? 'localhost:3000'
+  const proto = req.headers.get('x-forwarded-proto') ?? 'http'
+  return new URL(path, `${proto}://${host}`)
 }
 
 export default auth((req) => {
@@ -68,13 +84,17 @@ export default auth((req) => {
     if (pathname.startsWith('/api/')) {
       return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
     }
-    const loginUrl = new URL('/login', req.nextUrl.origin)
+    if (pathname !== '/login') {
+      const loginUrl = siteUrl(req, '/login')
       loginUrl.searchParams.set('callbackUrl', pathname)
       return NextResponse.redirect(loginUrl)
     }
+    return NextResponse.next()
+  }
 
+  // Logged-in users hitting /login get sent to the dashboard
   if (pathname === '/login') {
-    return NextResponse.redirect(new URL('/dashboard', req.nextUrl.origin))
+    return NextResponse.redirect(siteUrl(req, '/dashboard'))
   }
 
   return NextResponse.next()