Add TRANSFER transaction type with bulk action and auto-rules

- Add TRANSFER to TransactionType enum; excluded from cash flow queries
- Add TransferRule model: description patterns that auto-mark transactions
  as transfers on upload (takes priority over budget rules)
- Bulk action "Mark as transfer" in transaction table
- Transfer Rules button/dialog on transactions page for managing patterns
- Transfers shown with ⇄ prefix and muted color in transaction list

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

src/components/transactions/TransactionTable.tsx

@@ -6,7 +6,7 @@ import { usePathname, useSearchParams, useRouter } from 'next/navigation'
 import {
   Table, TableBody, TableCell, TableHead, TableHeader, TableRow,
 } from '@/components/ui/table'
-import { Pencil, ChevronLeft, ChevronRight, Trash2, Tag, StickyNote, X } from 'lucide-react'
+import { Pencil, ChevronLeft, ChevronRight, Trash2, Tag, StickyNote, X, ArrowLeftRight } from 'lucide-react'
 import { Button } from '@/components/ui/button'
 import { Dialog, DialogContent, DialogHeader, DialogTitle, DialogFooter } from '@/components/ui/dialog'
 import { Textarea } from '@/components/ui/textarea'
@@ -53,7 +53,7 @@ export function TransactionTable({
   const router = useRouter()
   const [editing, setEditing] = useState<TransactionRow | null>(null)
   const [selected, setSelected] = useState<Set<string>>(new Set())
-  const [bulkDialog, setBulkDialog] = useState<'delete' | 'budget' | 'notes' | null>(null)
+  const [bulkDialog, setBulkDialog] = useState<'delete' | 'budget' | 'notes' | 'transfer' | null>(null)
   const [budgetTarget, setBudgetTarget] = useState<string>('__none__')
   const [notesValue, setNotesValue] = useState('')
   const [working, setWorking] = useState(false)
@@ -125,6 +125,10 @@ export function TransactionTable({
     await bulkPost({ action: 'addNotes', ids: [...selected], notes: notesValue })
   }
 
+  async function handleMarkTransfer() {
+    await bulkPost({ action: 'markTransfer', ids: [...selected] })
+  }
+
   if (transactions.length === 0 && !someSelected) {
     return (
       <div className="rounded-lg border border-dashed p-12 text-center text-muted-foreground">
@@ -156,6 +160,13 @@ export function TransactionTable({
             >
               <Tag className="h-3.5 w-3.5 mr-1.5" />Budget
             </Button>
+            <Button
+              size="sm"
+              variant="outline"
+              onClick={() => setBulkDialog('transfer')}
+            >
+              <ArrowLeftRight className="h-3.5 w-3.5 mr-1.5" />Transfer
+            </Button>
             <Button
               size="sm"
               variant="destructive"
@@ -195,6 +206,7 @@ export function TransactionTable({
           <TableBody>
             {transactions.map((tx) => {
               const isCredit = tx.type === 'CREDIT'
+              const isTransfer = tx.type === 'TRANSFER'
               const isSelected = selected.has(tx.id)
               const dateStr = new Date(tx.date).toLocaleDateString('en-US', {
                 month: 'short', day: 'numeric', year: 'numeric',
@@ -225,8 +237,8 @@ export function TransactionTable({
                     </TableCell>
                   )}
                   <TableCell className="text-right tabular-nums font-medium">
-                    <span className={cn('text-sm', isCredit ? 'text-green-600' : '')}>
-                      {isCredit ? '+' : '-'}{formatCents(tx.amountCents)}
+                    <span className={cn('text-sm', isTransfer ? 'text-muted-foreground' : isCredit ? 'text-green-600' : '')}>
+                      {isTransfer ? '⇄ ' : isCredit ? '+' : '-'}{formatCents(tx.amountCents)}
                     </span>
                   </TableCell>
                   <TableCell className="text-sm text-muted-foreground">
@@ -356,6 +368,25 @@ export function TransactionTable({
         </DialogContent>
       </Dialog>
 
+      {/* Mark as transfer dialog */}
+      <Dialog open={bulkDialog === 'transfer'} onOpenChange={(o) => { if (!o) setBulkDialog(null) }}>
+        <DialogContent className="max-w-sm">
+          <DialogHeader>
+            <DialogTitle>Mark as transfer?</DialogTitle>
+          </DialogHeader>
+          <p className="text-sm text-muted-foreground">
+            {selected.size} transaction{selected.size !== 1 ? 's' : ''} will be marked as transfers
+            and excluded from cash flow calculations.
+          </p>
+          <DialogFooter>
+            <Button variant="outline" onClick={() => setBulkDialog(null)}>Cancel</Button>
+            <Button onClick={handleMarkTransfer} disabled={working}>
+              {working ? 'Saving…' : 'Mark as transfer'}
+            </Button>
+          </DialogFooter>
+        </DialogContent>
+      </Dialog>
+
       {/* Add notes dialog */}
       <Dialog open={bulkDialog === 'notes'} onOpenChange={(o) => { if (!o) setBulkDialog(null) }}>
         <DialogContent className="max-w-sm">